Twas the night before a debt free Christmas and all through the house not one credit card was used, not even for mamas pretty frilly blouse.
The stockings were hung by the chimney with care, as all of the grands knew stock options would be there.
The grandkid’s were all nestled in their beds, while visions of financial freedom danced in their heads
And me in my kerchief and William in his cap, had just settle down for a long winter’s nap.
When out on the roof arose such a clatter I sprang from the bed and sent William to see what was the matter.
Away to the window he flew like a flash, tore open the shutter and threw up the sash.
The moon on the breast of the new-fallen snow gave the luster of midday to objects below, when what to his wondering eye’s should appear, but the three credit bureau CEO’s looking with wonderment and fear.
With the CEO of each bureau questioning the Threadford’s of this debt-free Christmas feat, I knew in a moment they were about to feel the heat.
More rapid than eagle’s their credit card companies came and the CEO’s whistled and shouted and called them by name.
“Now Visa Now Discover
Now Amex and Master Card
On Best Buy! On Capital One!
On Chase and Barclay Card!
They aren’t using credit
this Christmas at all
Now cash today! Cash today!
Cash today all!
As dry leaves that before the wild hurricane fly,
when they meet with an obstacle, mount to the sky
So up to the house-top the credit card companies they flew
with a sleigh full of debt, and the CEO’s too
And then in a twinkling I heard really hard
the swipping and swiping of each credit card
as William drew in his head and was turning around
down the chimney the CEO’s came with a bound
They were dressed in all black from head to foot
as their clothes were all tarnished with ashes and soot
a bundle of debt they had waiting in their hands
and they looked like they had no other plans
Their eyes how they sparkled their faces all merry
as they tried to convince him of debt he should carry
their droll little mouths were drawn up in a scowl
and their shrill little voices sounded like a howl
their ink pens were held tight in their hands
as they waited to raise credit limits for the Threadford clan
Then out of the room Tracie Threadford came
with fire in her eyes and flames on her tongue
she shouted and fussed “No debt this Christmas now leave
before I cuss’!
They knew what was good for them
so they turned to leave
but not without one last trick up their sleeves
They begged and they pleaded with promises of
30-40% cash back for each purchase of love
As Tracie took a few steps their way
they knew they better not stay
she waved them out from her sight
with a “Merry Debt Free Christmas to all and to all a good night!”
May you all have a Merry Christmas and make it a debt free Christmas if you can!