Have you ever been so broke that you couldn’t pay attention? I mean so broke that lint in your pockets was a plus!! Have you ever been so broke that you had absolutely no options, nowhere and no one to turn to? Years ago that was my story. I was 23, married and had 5 children under the age of 8. Yes, my husband and I had good jobs making what we thought was good money yet we were still broke. Our credit was shot. Most months our bank account was $300 in the red! Rent was due and so were the rest of the bills. The children needed clothes, shoes and everything else that children need. Did I mention my husband had 3 children that he was paying $1000+ a month in child support?

My husband and I wanted financial freedom and we wanted it badly. We wanted to have more money than month, we wanted to be able to take family vacations, we wanted to be able to pay our bills on time and in full, we wanted a savings account, we wanted stocks and bonds, we wanted to own our own home. Most of all we wanted to leave a legacy for our children and grandchildren.

That was a low point in my life. I didn’t have anything that was worth anything. I had nothing tangible to call my own except the clothes on my back, the furniture in my home and the beat up old car that we shared. I felt worthless, as a mother, as a woman, as a wife. My stress level was through the roof. I felt hopeless!


I worked at a bank and was well-educated in finance, so it wasn’t hard for me to figure out how I got into this mess. I knew I had to do something and do it quickly, because my family was sinking fast. I sat down with my bills, my bank account statement and my notebook. At that point, the only thing to do was file bankruptcy. I sat in my attorney’s office and, I cried because I felt like a failure.  I made a vow to myself and to my family that we would never see these days again, and that my children would never know poverty. When I left my attorney’s office I felt as if a burden had been lifted off of my shoulders. As I drove home I devised a plan; I went back to the drawing board. I took all the financial education I received from my grandmother and from my co-workers at the bank and began to put it into action.  This time I placed myself and my family on a spending plan, we began to save money and pay off debt. From that day forward I have taken a no nonsense approach to finance and investing. I defined what financial freedom looked like for me. If this hadn’t have worked, I could have lost everything that I valued most, my most precious possessions, my children.

That was years ago, and from that time on I worked hard to clean up my credit from a 420 score to a 740. My husband and I built a nice nest egg for our retirement, and if we are called home to Glory today, we are leaving behind a legacy for our children and grandchildren. Today, I am able to do the things I love, such as, spend time spoiling my grandchildren by taking them on mini vacations just because, taking them shopping or to a movie, treat myself to nice makeup and travel.

My mission is to provide stellar education and the necessary disciplines in order to help others rid themselves of their debt, give new financial hope and live their version of financial freedom. The Money Make Up Artist will reach out to all individuals with the desire to change their financial situation and live a more stress free fulfilling life.

Tracie B. Threadford, The Money Make Up Artist, specializes in helping her clients with budgeting techniques and programs that effectively show them how to transform their debt into wealth.

I changed my finances and changed my life. Now I want to help you do the same. I want to help you change your mindset when it comes to money, by showing you how your mind is sabotaging your money. I want to help you pay off your debt and start saving for your future, by showing you exactly how I eliminated over $50k in debt in 3 years. I want to help you become wealthy by showing you just how I became wealthy.

Are you ready? Contact me at tracieb.threadford@gmail.com.

About Tracie



Tracie Threadford is a financial expert with an extensive background in banking, mortgage loans, finance and insurance. She hold a degree in Business Management and has a passion for helping others achieve financial freedom. She is the founder of GlamPowerment Enterprises LLC, through which she empowers women with both financial advice and beauty tips. Tracie believes that you financial well-being should be just as important as your outer appearance. Just as you would groom yourself, she believes that you should groom your finances. Tracie is not unlike many of you who have or are currently struggling with financial matters. Her years in the mortgage loan and banking industries taught her the importance of credit management as well as saving and investing. As a mother of five children who are now adults with families of their own, Tracie took a unique spin on saving money and investing in her family’s future. She taught her children how to manage their homes and incomes in order to provide an optimal living experience. Through the years she has helped other families regain control of their finances and set plans in motion to secure the present and future they desire. Her quirky approach to finance is unparalleled to anything you have experienced before.

Disclaimer: Advice presented on Tracie B. Threadford is intended for informational purposes only and should not be mistaken as recommendations from a certified financial planner. While all attempts are made to present accurate information, it may not be appropriate for your specific circumstances.