Day: March 21, 2017

Book Review: The Authentic Budget by Sarah Li Cain



Disclaimer: This is not a sponsored post. I did not receive any compensation for this review. I was allowed to read the book free of charge in order to write this review. The opinions are my own. 


I am a traditional, old school budget type girl, so I was a tad bit skeptical when I began readingThe Authentic Budget: Harness Your Personality to Manage Money Like a Pro on Your Terms by Sarah Li Cain of the popular personal finance blog Highfiving Dollars. I figured it was more of the same that all the rest of us personal finance guru’s preach. You know that spend less than you earn sermon. I was pleasantly surprised. In my opinion, this book is more for the millennial looking to find their way in personal finance.

Sarah does an amazing job telling her story about how traditional budgeting was not for her and her husband. By walking you through each of the most popular traditional budgeting systems, she breaks down the reasons why traditional budgeting may not work for some. She is thorough in her analysis, as many budgets do make you feel as if you are smothered and can’t spend one penny over.

Her budgeting system makes sense. It is called the value based spending. This is where, ” You spend money on the things you value, and eliminate or minimize ones you don’t.” Now I myself don’t call my budget a budget, I call it a spending plan, and it is similar to what Sarah does. In her system, you spend your money based on your core values and what works for you.  By having you use a step by step guide, she has you dig deep into your values and what you really desire out of life, so that, you can use your money in a more productive manner.

She says, ” Once you are clear on your values and what brings you the most joy in life, we will get you on a plan to assess your current spending habits and how to realign them with your life goals and values.”

Of course, she has you do one of my favorite things to have a client do and that’s track their spending. She has you do this because you need to see where your money is going and if your current spending aligns with your values.

Afraid you won’t be able to pay off debt? No worries, Sarah includes that for you too. She has thought of everything in this book. Do you have spending triggers? Sarah shows you how to tame them where they won’t interfere with your authentic budget.

I won’t spoil the book for you, but all in all it is a very well written book. You can tell that Sarah is very knowledgeable about the topic of personal finance and budgeting. I’m not a book reviewer per say, but if I were, I would give this book 5 out of 5 stars. If you would like to learn more about The Authentic Budget: Harness Your Personality to Manage Money Like a Pro on Your Terms and Sarah Li Cain, head on over to Amazon and purchase the book for $.99. It’s budget friendly, and it comes with a workbook that shows you just want you need to do to take your money to the next level.

I am so glad that I added this book to my personal fianace library and I recommend that you do the same thing too!