Welcome to Budget Bootcamp! This bootcamp will help you craft a budget that work’s for you! As you complete the assignment’s, you will find that this is the foundation to a total money makeover. I would be remiss if I didn’t tell you that you MUST do the work in order to obtain the results you are looking for. I’m excited that you are here, so let’s get started.
The first thing you must do is change your money mindset, in other word’s, get your mind right. The way you think and feel about your money and finances in general, affect what goes on in your financial world. Let me give you an example, if you are constantly saying that you are broke and you don’t have any money, that is exactly what your financial picture will look like. Have you heard the old adage, you have what you say?
If you focus on the things you lack, or having a scarcity mentality is the quickest way to sabotage your finances. With this mentality, or mindset, you will be so focused on the thing’s you don’t have or the thing’s you can’t do that you will miss out on key opportunities. Money is just energy, and the longer you believe you will never have it, the longer you will be stuck in a money rut. Below, are a couple of affirmations that you can say daily throughout the day, to help change your money mindset. I use these and have for year’s, they help me stay focused and I hope they help you too.
AFFIRMATION 1: I have a plan for my financial future that involves me building sustainable wealth for my spouse and children. The passion I have for my financial goals helps me stay the course. When I am tempted to make an irresponsible purchase, I remind myself of my goals and exercise restraint.
AFFIRMATION 2: Today, I am improving my finances by refraining from unnecessary spending. I use my creativity to look for ways to save money knowing that the sacrifices I make today will be well worth it tomorrow.
Now it’s your turn. I want you to make your own affirmations.
The next step in gaining control of your finances is defining your why. If you don’t know where you are going then you will have a pretty tough time getting there. Your why is your purpose. Why do you want to change your financial trajectory? Why do you want to get your finances under control? Can you see where I am going with this?
Most people can easily say that they know their why, but in reality your why is much deeper than you think. If you have children, most likely that would be your why. I am doing this for my children, that is why. You couldn’t be more wrong. Your why must be clearly defined. Your why is the
reason you get up in the morning, it motivates you, it keeps you on track, it moves you to action, it keeps you focused when you want to give up. So when you define your why, you must do some soul searching.
Year’s ago when I was broke, I had to search my soul. Sure, I knew I didn’t want to be in that situation ever again, but it was so much deeper than that. I had to sit down and find out first, how I got there and second why I couldn’t and wouldn’t go back. Today I want you to take some time and clearly define your why.
Here is an example of a clearly defined why, my why: The reason I must take control of my finances is for my family. I must be able to provide them with their necessities as well as some extra comforts. Not only must I provide for them now, I must make sure that their future is secure. I must be able to provide a quality education for my children and grandchildren, as well as future generations. I must be able to sow into their lives through gift’s of down payments for home’s. I must leave a financial legacy for them to continue to build to pass down through future generations. I must leave generational sustainable wealth for my children and my future generations. This is my reason why I must take control of my finances TODAY!
Once you have crafted your why, place it somewhere you can see it every day. It may even help to carry it with you in your purse or wallet, for those times when you want to spend frivolously. I have created a printable, so that, you can write your why, as well as your affirmation’s and keep them with you.